Have You Ever Asked Yourself That Question?

Insurance is a form of risk management in which the insured transfers the cost of potential loss to another entity in exchange for monetary compensation known as the premium.

Nowadays, people insure pretty much anything, but insurance is appropriate when you want to protect against a significant monetary loss. Take life insurance as an example. If you are the primary provider in your home, the loss of your income as a result of your premature death is considered a significant loss and hardship that you should protect family against. It would be very difficult for your family to replace your income, so the monthly premiums paid by you for the insurance policy ensure that if you die, your income will be replaced. The same principle applies to many other forms of insurance. If the potential loss will have a detrimental effect on the person or entity, insurance makes sense.

Everyone that wants to protect themselves or someone else against financial hardship should consider insurance. This may include: 
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• Protecting family after one's death from loss of income
• Ensuring debt repayment after death
• Covering contingent liabilities
• Protecting against the death of a key employee or person in your business
• Buying out a partner or co-shareholder after his or her death
• Protecting your business from business interruption and loss of income
• Protecting yourself against unforeseeable health expenses
• Protecting your home against theft, fire, flood and other hazards
• Protecting yourself against lawsuits
• Protecting yourself in the event of disability
• Protecting your car against theft or losses incurred because of accidents
• And many more

Auto Insurance

Home Insurance

Life Insurance

Commercial Insurance

​>>> Additional Types of Insurance <<<